If you started getting financially organised this year, then you should have set yourself some outcomes in January. The Money Plan is a book and a system I created to getting people on track, which includes splitting the year into quarters where you can ‘check in’ to assess your progress towards your goals. By Q4, […]
Index Funds vs Active Funds
This short video clearly explains why were believe in using the Index Funds rather than Active Fund Management.
How much should you be saving for your retirement?
In most cases, the answer to this question is more than you’re putting in now! The minimum that you should be putting aside for your retirement plans, if you’re free of unsecured debts like credit cards and loans, is 12.5% of your income.
I’ll Help you to Save Scheme
The government has launched a new savings scheme called Help to Save. The new scheme was initially trialled in January 2018, then rolled out in stages and is now available to all those who are eligible. The savings scheme offers a free bonus on your savings, so it makes it even more attractive than a […]
Get Smart About Credit (DEBT) Day
In the US, the third Thursday every October is Get Smart About Credit Day, and we should piggyback on that here. It could be called Get Smart About Debt Day, because that’s exactly what credit is, it’s not our credit, it’s our DEBT!
Whatever you want to call it, use the day to begin the process of climbing out of debt with my simple tips.
Capital gains tax on second homes; liability & planning
More people are selling second properties. This could give rise to substantial CGT liabilities. How are those CGT liabilities calculated? Advance planning can reduce those CGT liabilities. It would seem that some of the tax measures announced by George Osborne in his Budget in 2015 are beginning to take effect. More and more people are […]
The markets so far in 2018
The third quarter of 2018 is over. Returns have been mixed, with the USA the standout performer. Find out more about how all of the markets have performed in the last 9 months.
Quarterly Market Review: Q3 2017
A report on Q3, which features world capital market performance and a timeline of events for the past few months. Compare small cap vs large cap, and emerging vs developed markets at a glance.
Why small really is beautiful when it comes to investing
Years of academic research has shown that small cap investment can pack a big punch – with risk mitigated by substantial diversification.
National Savings & Investments closes the Children’s Bond
When National Savings & Investments (NS&I) announced the launch of their new Junior ISA, they said that the Children’s Bond would be closed to new sales from September 2017, this is disapointiung, but with the JISA and the abilty to fund Pensions for children I can only asusme the demand was not there. NS&I have now […]
