The number one reason most people don’t stick to their new year’s resolutions is that they set unrealistic goals. It’s called the “False Hope Syndrome” where a person’s unrealistic expectations about the likely speed, amount, ease and consequences of changing their behaviour. So what can you do to improve your chances of achieving your goals?
The first Budget is often when bad news is delivered, being the furthest from the next election.
The Conservative Party’s 2019 manifesto is now the starting point for the Government agenda for the next five years. The majority which the Party now has, with many new MPs, will mean a sea change from that of the hand-to-mouth Government of the past two and a half years.
We are experiencing unprecedented uncertainty and tension in the political system around the world as well as with the British elections on the 12 November, which for some will be a scary announcement on Friday 13th. Does all of this, and who sits in Number 10, affect your investment strategy? If it does, do you need to rethink your plans ahead of the election?
Please see Lexo’s 2019 Third Quarter Market Review which we thought you might find useful. This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the UK and international markets. Please click the image below to […]
If you want to open a Help to Buy ISA, you will need to be quick because the Help to Buy ISA is due to close to new customers on 30th November. However, don’t despair the successor to the Help to Buy ISA was launched back in April 2017 and is well underway, so until the end of the month, you have two options to help you save for your first home, the Help to Buy ISA and the Lifetime ISA, often referred to as the LISA. So, what’s the difference between these two ISAs?
Investment fads are nothing new. When selecting strategies for their portfolios, investors are often tempted to seek out the latest and greatest investment opportunities. Over the years, these approaches have sought to capitalise on developments such as the perceived relative strength of particular geographic regions, technological changes in the economy, or the popularity of different natural resources.
The FTSE 100 ended the year down 12.5%, its worst performance in 10 years. Few sectors or, for that matter, global markets, avoided a decline. The FTSE 100 in 2018 The FTSE 100 ended 2018 12.5% down from where it started, having failed to spend much time above its 7,687.8 starting level. This year’s roller […]
If you started getting financially organised this year, then you should have set yourself some outcomes in January. The Money Plan is a book and a system I created to getting people on track, which includes splitting the year into quarters where you can ‘check in’ to assess your progress towards your goals. By Q4, […]
In the US, the third Thursday every October is Get Smart About Credit Day, and we should piggyback on that here. It could be called Get Smart About Debt Day, because that’s exactly what credit is, it’s not our credit, it’s our DEBT!
Whatever you want to call it, use the day to begin the process of climbing out of debt with my simple tips.