The public sector net borrowing requirement (PSNBR) in April 2020 is estimated to be the highest borrowing in any month since records began in January 1993. These numbers show the first impact of Covid-19 on the Government’s finances. So What is the cost likely to be? and how will the government pay for it?

The headlines are now turning to the future looking at how deep a recession may be and the shape of the economic recovery. We can only wonder how the economy will recover and how long it will take. Many experts talk of the ‘shape of the recovery’ using names such as V U W or L to name a few.

During this unprecedented time – we have two guides available provided by CISI that have been put together the leading financial planners in the UK to help you think about your finances.

There is a real concern that the inheritance tax rules may be due for a change. A couple of recent reports give an outline of the areas that may receive attention. One of these is the exemption for “normal expenditure out of income” and clients who can use this exemption may like to take early action. Read this article to find out more.

Many investors take a global perspective when building portfolios to achieve their investment goals. With the potential benefits of an expanded opportunity set and increased diversification comes exposure to foreign currencies. Currency returns can be volatile, creating winners and losers. While there is little evidence that currency movements can be predicted, investors still want to […]

Mutual funds have many costs, all of which affect the net return to investors. Costs matter. Whether you’re buying a car or selecting an investment strategy, the costs you expect to pay are likely to be an important factor in making any major financial decision. People rely on a lot of different information about costs […]

From record highs to the anniversary of a historical slump, the stock market has been much in the news lately. Get the insight that goes beyond the headlines for your personal finances and investments.