We should not rely on past performance when selecting an investment, but it’s human nature to want to know how an investment had performed historically, before we jump into bed, so to speak.
Therefore advisers and fund managers have for years provided information about how particular funds have performed, to help you make an assessment of whether it meets your expectations.
At Lexo, we believe that time provides clarity, so the more time, or historical information we can provide, the more clarity one has when making a decision, provided that the historical information is fair.
We therefore provide two sets of data below for you to consider. We use “Live” and “Simulated” data. Live data is the actual performance of the portfolios. We also provide Simulated data to provide you with more historical information to allow you to make a more informed decision. Simulated data does not exactly reflect live data, but offers a fairly good reflection on how the portfolio may have performed historically. It’s a guide.
Growth of Wealth (Live)
Growth of Wealth (Live) – Last Updated April 2021
This is the representation of the actual underlying funds and how they have performed historically. If you were to invest, you would buy into one, or more, of the live portfolios.
Source: Dimensional Returns Program
Growth of Wealth (Simulated)
Growth of Wealth (Simulated) – Last Updated April 2021
Simulated Data is not the actual underlying funds, but the performance, after allowing for fund management fees, of the underlying indices that the funds reflect. Therefore, you cannot buy into a simulated portfolio because they are not investments.
Source: Dimensional Returns Program
